Is this a software tool or a book?
It is a small software tool, not an ebook. You get a folder with an index.html file; you double-click it and it opens in your browser as a working set of calculators. There is nothing to install and no account to create.
Does it work offline?
Yes. Once the folder is on your device, every calculator works with the internet switched off. Nothing is uploaded and your inputs stay in your own browser.
What exactly can I calculate?
Eight calculators: loan EMI with a full month-by-month amortization schedule and prepayment savings; a side-by-side loan comparison for up to three offers; loan eligibility using your income, existing EMIs and FOIR; GST added to or removed from a price with the CGST/SGST split; margin and markup; break-even units and revenue; SIP and lumpsum compound growth; and discount pricing.
Can I save my working?
Yes. Save scenarios by name in your browser, export and import them as a small JSON file, and print any calculator's results or save them as a PDF from your browser's print dialog.
Are the EMI and GST figures exact?
The maths uses the standard reducing-balance EMI formula and the GST add/remove formulas, so the numbers are accurate for the inputs you give. But lenders add processing fees, insurance and their own eligibility rules, and GST slabs can change. Treat the results as estimates and confirm the current position with your bank or CA.
Is it a subscription?
No. It is a one-time purchase. There is no monthly or yearly fee and no limit on how many calculations you run.
How do I get my files after payment?
After a successful payment on Razorpay you are taken to a thank-you page with a download button. Click it to get your ZIP instantly — it is yours forever.
Can I get a refund?
Digital products are non-refundable because they are instantly downloadable. But if you receive a defective or corrupted file, or were charged incorrectly, we will replace or resolve it — just email lonefaisal977@gmail.com within 7 days.
