Is the information current for 2026-27?
Yes. Every rate, rule and scheme detail was verified in September 2026 from official sources — the RBI (repo rate 5.25%), SBI, HDFC Bank and ICICI Bank rate cards, the PMAY-U 2.0 interest subsidy guidelines on pmaymis.gov.in, and the Income-tax Act provisions for FY 2026-27. The full source list is on the last page of the PDF.
I've just started thinking about buying. Is this too early?
No — this book is built for exactly that stage. Parts 1-5 (affordability math, credit score tune-up, lender comparison, pre-approval, PMAY subsidy) are meant to be used six months before you shortlist a single property. The book includes a six-month preparation timeline and printable document checklists.
Does this book recommend specific banks or properties?
No. It teaches you how to compare any lender on real numbers (it shows the actual published September 2026 starting rates of SBI, HDFC Bank and ICICI Bank as examples) and how to verify any property through RERA, title, encumbrance and occupancy certificate checks. It is education, not a sales pitch.
Is this only for salaried buyers?
No. Salaried, self-employed and joint-buyer cases are all covered, including the document checklists for salaried and self-employed applicants and the co-borrower tax strategy.
How do I download the ebook after payment?
After successful payment on Razorpay, you'll be automatically redirected to a thank-you page with a download button. Click it to get your PDF instantly — it's yours forever.
Can I get a refund?
Digital products are non-refundable because they're instantly downloadable. But if you receive a defective or corrupted file, or were charged incorrectly, we'll replace or resolve it — just email lonefaisal977@gmail.com within 7 days.
How can I contact support?
Email us at lonefaisal977@gmail.com or message us on WhatsApp at +91 96826 00301. We typically respond within 24 hours.
