The First Baby Playbook - India Edition
Digitalaikart Original

The First Baby Playbook

India Edition — the money, benefits and paperwork system for new parents

The complete 30-page playbook for the money, benefits and paperwork of a new baby in India. Your maternity leave and pay rights, the government money you are owed (PMMVY, JSY, JSSK, PM-JAY), the hospital-bill strategy with real costs, the first-year cost map and three worked budgets, the free vaccination schedule, the birth certificate and Baal Aadhaar walkthroughs, and Sukanya Samriddhi at 8.2%. Every fact verified from PIB, MoHFW, WCD, ESIC, UIDAI, the Registrar General of India and IRDAI, October 2026.

30
Pages
16
Parts
4
Worked Tables
8
Checklists
Get Your Copy →
FIRST BABY PLAYBOOK · DIGITALAIKART
DIGITALAIKART
FIRSTBABY
The Money, Benefits & Paperwork System
INDIA EDITION30 Pages · Verified from Official Sources

Who This Playbook Is For

For the household, not just one parent

👶

Expecting parents

Know the sequence — insurance, benefits, the hospital decision and the paperwork — before the deadlines arrive.

💰

First-time parents

See the real cost of year one, with three worked budgets and a baby fund that stops the surprises.

👩‍💻

Working mothers

Your 26-week entitlement, the 80-day rule, WFH, nursing breaks, the creche and the return-to-work maths.

🏠

Self-employed & informal workers

No employer? Most benefits still apply. Register on e-Shram and build your own maternity fund.

What You Get

Six things that pay for the playbook in the first month

💵 Your leave and pay rights

26 weeks of paid maternity leave, the 80-day eligibility rule, ESIC, and the 180-day package for government staff.

🏦 The government money

PMMVY's Rs. 5,000 and Rs. 6,000, JSY cash assistance and the JSSK free-delivery entitlements — with the traps.

🏥 The hospital-bill strategy

Real 2026 costs by city and hospital tier, the maternity-insurance reality, and the NICU risk nobody budgets for.

📈 The real cost of year one

A month-by-month cost map, three worked budgets, the baby fund and the recurring-cost audit.

💉 The free vaccination schedule

The National Immunization Schedule decoded, U-WIN, and what is free versus what you might pay for privately.

📝 Paperwork, in order

Birth certificate within 21 days, Baal Aadhaar, a minor's passport, and Sukanya Samriddhi at 8.2%.

Inside the Playbook

16 parts, in the order you will actually need them

  1. The first 90 days

    The master sequence — what to do, in order, so no deadline slips.

  2. Your leave and pay rights

    26 weeks, the 80-day rule, ESIC, work from home, nursing breaks and the creche.

  3. The government money you are owed

    PMMVY, JSY, JSSK and PM-JAY — with the application walkthrough and the traps.

  4. The hospital bill strategy

    Real costs, the four policy clauses that decide your claim, and the NICU risk.

  5. The real cost of year one

    A month-by-month cost map, three worked budgets and the baby fund.

  6. Insurance and tax for new parents

    Term cover, family floater, Sections 123 and 126, and the five money mistakes.

  7. The free vaccination schedule and U-WIN

    The full National Immunization Schedule, free versus private, and HPV.

  8. Paperwork, in order

    Birth certificate, Baal Aadhaar, a minor's passport and the documents vault.

  9. Saving and tax for your child

    Sukanya Samriddhi at 8.2%, the 21-year maths, and the education corpus.

  10. The 12-month action calendar

    One grid to run the whole first year, money and admin together.

  11. Returning to work

    Your rights on return, and the childcare decision worked out as a sum.

  12. Self-employed & informal-sector mothers

    e-Shram, the benefits that still apply, and building your own maternity fund.

  13. Twins, preterm and complications

    What costs double, and the one risk to plan for hardest.

  14. Worksheets and checklists

    Baby fund, paperwork, hospital questions, vaccination tracker and a glossary.

  15. The quick-reference card

    The whole book on one page, for the fridge door.

  16. FAQs and the sources

    The questions new parents ask most, plus every official source.

Buy With Confidence

Your purchase is protected

⚡

Instant Delivery

Your download link is ready the second your payment succeeds.

🔄

Defective File? Replaced

Corrupted or incomplete file? We replace it within 24 hours — no questions asked.

🔒

Secure Razorpay Checkout

UPI, cards, net banking & wallets — processed on PCI-DSS compliant infrastructure.

Get Your Copy

One-time payment · Lifetime access · No subscriptions

LAUNCH PRICE

Digital Edition

₹149
₹999 · 85% off launch price
  • 30-page premium PDF playbook
  • 16 numbered parts
  • The benefits stack: PMMVY, JSY, JSSK, PM-JAY
  • Three worked budgets + the baby fund worksheet
  • The full free vaccination schedule
  • Birth certificate, Baal Aadhaar & SSY walkthroughs
  • The 12-month action calendar and checklists
  • Instant download after payment
  • Lifetime digital access
Get the Playbook →

Frequently Asked Questions

Everything you need to know before buying

Is the 26-week maternity leave for every working woman?

It applies to eligible women covered by the Code on Social Security, 2020 — broadly, those who have worked at least 80 days in the 12 months before the expected delivery. Central Government employees get 180 days under their own leave rules, and ESIC-insured women get 26 weeks at full wage through ESIC. The playbook explains each route.

Do I get paid during maternity leave?

Yes. Maternity benefit is paid at your average daily wages for up to 26 weeks. It is paid leave, and your job is protected.

Can I claim PMMVY and Janani Suraksha Yojana together?

Yes. JSY is paid in addition to PMMVY; the two schemes are designed to stack, so an eligible family can receive both.

Does my normal health insurance cover delivery?

Usually not without a maternity rider or a maternity-inclusive plan, and those carry a waiting period — commonly 9 months, sometimes up to 48 months. A rider bought after conception will not cover that delivery. The playbook shows exactly which clauses to read.

Is the government vaccination schedule really free?

Yes. The National Immunization Schedule vaccines are free at all government health facilities. Private clinics may charge for the same vaccines plus optional ones not in the free schedule.

How soon must I register the birth?

Within 21 days it is free and simple. Delays add small fees, and after one year you need a magistrate's order. The birth certificate then unlocks Aadhaar, the passport and school admission.

Is Sukanya Samriddhi only for daughters?

Yes. Sukanya Samriddhi Yojana is for a girl child below 10 years. For a son, the playbook recommends PPF plus an equity SIP instead.

How do I download the playbook after payment?

After successful payment on Razorpay, you are automatically redirected to a thank-you page with a download button. Click it to get your PDF instantly — it is yours forever.

Is this medical advice?

No. It is a money, benefits and paperwork guide. It does not replace your doctor, your hospital or a qualified adviser. The vaccination schedule is reproduced from the Government of India's National Immunization Schedule so you know what to expect and what is free.

Can I get a refund?

Digital products are non-refundable because they are instantly downloadable. But if you receive a defective or corrupted file, or were charged incorrectly, we will replace or resolve it — just email us within 7 days.

Complete Your Family Money Toolkit

Readers of this playbook usually pair it with one of these

The Health Insurance Claim Playbook

Get your claim approved — IRDAI's rules, the document vault and the escalation ladder. The natural companion to Part 4.

The Ayushman Bharat Family Playbook

Register for PM-JAY and fix a rejected card — the Rs. 5 lakh cover that can pay for a delivery.

The First Home Buyer Playbook

The next big money decision after the baby — affordability, loans and the PMAY-U 2.0 subsidy.

Browse all Digitalaikart products →

Ready to Plan the First Year?

30 pages · 16 parts · the benefits stack, the budgets and the checklists — start reading in 60 seconds.

Get Your Copy →

Get new guides & tips first

One short email whenever we publish something genuinely useful — new India-first playbooks and tools. No spam, unsubscribe anytime.