Is this for my 2027 appraisal or the one that already happened?
The 2027 cycle. Most Indian companies finalise the increment pool between January and March for an April or July rollout, and work on 2027 hikes had already begun by 20 October 2026. The book opens with a month-by-month calendar from late October 2026 to July 2027, so it is usable today rather than after the letter arrives.
Where do the salary numbers come from?
Aon's Annual Salary Increase and Turnover Survey 2025-26 (32nd edition, 1,400 organisations, 45 industries), Deloitte's India Talent Outlook 2026, EY's Future of Pay 2026, and reporting from 20 October 2026 carrying the 2027 projections from Aon, Deloitte, WTW and ABC Consultants. Inflation is the MoSPI release of 12 October 2026 and the rate decision is the RBI Monetary Policy Statement of 7 October 2026. Every figure is listed with its source and date in Part 15.
Will this work if I am not in IT?
Yes. The examples span engineering, sales, operations, HR, finance, support and analytics, and the sector table covers eighteen industries from banking and FMCG to real estate and pharmaceuticals. The method is about evidence and documents, which is the same everywhere. Only Part 8's tax arithmetic is universal by law rather than by company.
Does it tell me what hike to ask for?
No, and it says so. It gives you the pool (about 9.1% projected for 2027), the sector range, the real-hike arithmetic at current inflation, the method for benchmarking your own role in twenty minutes, and a sheet to decide your number and your floor. Anyone selling you a fixed percentage without knowing your role and city is guessing.
What is the CTC decoder?
Part 8. It separates CTC from taxable salary, explains the 50% wage rule that the labour codes in force since 21 November 2025 imposed on basic pay, gives the FY 2026-27 new-regime slabs and the Section 156 rebate, and then computes what a 9.1% hike is actually worth at eight salary levels — including the cliff at ₹12 lakh of taxable income, where someone earning ₹11.8 lakh keeps only 29% of their hike.
Are the AI prompts safe to use with work data?
The prompts are written to be pasted with redacted input, and Part 12 opens with a redaction box: strip PAN, UAN, bank details, client names and unreleased financials before pasting anything into a public AI tool. Eight prompts cover turning notes into brag entries, rewriting a self-appraisal, finding missing numbers, drafting the one-page brief, rehearsing pushback, building the promotion case, decoding the letter and comparing offers.
How do I get the PDF after payment?
After successful payment on Razorpay you are redirected to a thank-you page with a download button. The PDF is 40 pages, works on phone, tablet and desktop, and is yours to keep.
Can I get a refund?
Digital products are non-refundable because they are instantly downloadable. If you receive a defective or corrupted file, or were charged incorrectly, we will replace or resolve it — email lonefaisal977@gmail.com within 7 days.
